New York
in effect
7 checks relate to this framework
Rule summary last reviewed: 2026-08-03
Due again 2026-11-01.
Covers this jurisdiction's citation, effective date, scope and requirement
summaries. The 7 checks below carry their own dates, the
oldest of which is 2026-08-03. Nobody qualified to practise law has reviewed any of it — see about.
- Statute
- N.Y. Gen. Bus. Law §527-a, in Article 29-BB. The operative duties sit in §527-a; §527 carries the definitions.
- Official text
- https://www.nysenate.gov/legislation/laws/GBS/527-A
- Effective
- The source consulted stated no effective date on its face. Secondary sources describe amendments to this article as effective in November 2025. [medium confidence — flagged for counsel]
- Applies to
- Any business making an automatic-renewal or continuous-service offer to a consumer in New York. A general consumer framework, not sector-limited.
What it is summarized as requiring
- Automatic-renewal or continuous-service offer terms presented clearly and conspicuously before the agreement is fulfilled, and in visual proximity to the request for consent. [medium confidence — flagged for counsel]
- Affirmative consent to the agreement containing the offer terms before a card or third-party payment account is charged. [medium confidence — flagged for counsel]
- A retainable acknowledgment including the offer terms, the cancellation policy and how to cancel. [medium confidence — flagged for counsel]
- A cost-effective, timely and easy-to-use cancellation mechanism, including an online route for consumers who accepted the offer online. [medium confidence — flagged for counsel]
- Clear and conspicuous notice before any material change to the offer terms takes effect. [medium confidence — flagged for counsel]
What no outside scan can observe here
- The retainable acknowledgment and any material-change notice, both of which reach a consumer after signup.
Checks that relate to this framework
Detected automatically
| Check | Severity | Detected by |
|---|---|---|
| Automatic-renewal terms were not detected in the visible text presented alongside the consent action.
These frameworks are summarized as requiring the automatic-renewal terms to be presented clearly and conspicuously before the consumer agrees, in visual proximity to the request for consent.
ARL-DISCLOSURE-AT-CONSENT
Rule summary last reviewed: 2026-08-03
Due again 2026-11-01.
Drafted from 9 sources:
leginfo.legislature.ca.gov/…/codes_displayText.xhtml · content.leg.colorado.gov/…/2025a_sl_368.pdf · www.cga.ct.gov/…/chap_742d.htm · www.ilga.gov/…/Articles · www.mass.gov/…/940-CMR-3800-unfair-and-dece · legislature.maine.gov/…/title10sec1210-C.html · www.revisor.mn.gov/…/325G.57 · www.nysenate.gov/…/527-A · law.lis.virginia.gov/…/section59.1-207.46
|
High
consent moment absence |
automatic
proximityToConsentAction renewalTermsProminence renewalTextOnlyInLinkedTermsIncludes a signal from the visual pass, which caps this check at medium severity. |
| Renewal text was found on the page, but its type size or its distance from the price and consent control was outside the thresholds this scanner checks.
The "clear and conspicuous" standard in these frameworks is summarized as reaching the legibility and placement of the disclosure, including its type size and its proximity to the price and the consent control.
ARL-DISCLOSURE-PRESENTATION
Rule summary last reviewed: 2026-08-03
Due again 2026-11-01.
Drafted from 3 sources:
leginfo.legislature.ca.gov/…/codes_displayText.xhtml · www.revisor.mn.gov/…/325G.57 · www.nysenate.gov/…/527-A
|
Medium
tool chosen threshold |
automatic
disclosureFontSize priceAndIntervalNearCTA renewalTextOnPage |
| Trial or promotional pricing was detected without accompanying visible text describing the charge that follows it.
These frameworks are summarized as covering offers that begin free or discounted and convert to a paid term, with the terms of that conversion disclosed before the consumer agrees.
ARL-TRIAL-CONVERSION
Rule summary last reviewed: 2026-08-03
Due again 2026-11-01.
|
High
consent moment absence |
automatic
trialConversionTerms trialLanguage |
| No link or control matching an online cancellation route was found on the pages this scan could reach.
These frameworks are summarized as requiring a subscription entered into online to be cancellable through the same online medium, without additional obstruction.
ARL-CANCEL-ONLINE-ROUTE
Rule summary last reviewed: 2026-08-03
Due again 2026-11-01.
Drafted from 9 sources:
leginfo.legislature.ca.gov/…/codes_displayText.xhtml · content.leg.colorado.gov/…/2025a_sl_368.pdf · www.cga.ct.gov/…/chap_742d.htm · www.ilga.gov/…/Articles · www.mass.gov/…/940-CMR-3800-unfair-and-dece · legislature.maine.gov/…/title10sec1210-C.html · www.revisor.mn.gov/…/325G.57 · www.nysenate.gov/…/527-A · law.lis.virginia.gov/…/section59.1-207.46
|
Medium
non appearance |
automatic
onlineCancelPath |
| The fetched terms text describes cancelling by telephone.
Where a subscription was entered into online, these frameworks are summarized as requiring an online route to cancel, so a route available only by telephone is described as not meeting that requirement on its own.
ARL-CANCEL-TELEPHONE-ONLY
Rule summary last reviewed: 2026-08-03
Due again 2026-11-01.
Drafted from 9 sources:
leginfo.legislature.ca.gov/…/codes_displayText.xhtml · content.leg.colorado.gov/…/2025a_sl_368.pdf · www.cga.ct.gov/…/chap_742d.htm · www.ilga.gov/…/Articles · www.mass.gov/…/940-CMR-3800-unfair-and-dece · legislature.maine.gov/…/title10sec1210-C.html · www.revisor.mn.gov/…/325G.57 · www.nysenate.gov/…/527-A · law.lis.virginia.gov/…/section59.1-207.46
|
High
consent moment absence |
automatic
phoneOnlyCancel |
Manual verification only
These relate to this framework but sit outside anything an outside scan can reach. They appear in every report as manual checks and are never counted as findings.
| Check | Severity | Detected by |
|---|---|---|
| Not observable from outside the signup flow.
A post-transaction acknowledgment is summarized as needing to include the renewal terms and cancellation instructions in a form the consumer can retain.
ARL-POST-TRANSACTION-ACK
Rule summary last reviewed: 2026-08-03
Due again 2026-11-01.
|
Manual check
outside flow |
manual verification only
No signal can reach this. It is listed in every report and never counted as a finding. |
| Not observable from a checkout flow.
These frameworks are summarized as requiring notice ahead of a renewal in defined circumstances — in Virginia, where a renewal term runs longer than 30 days and extends the contract beyond 12 months.
ARL-RENEWAL-NOTICE
Rule summary last reviewed: 2026-08-03
Due again 2026-11-01.
Drafted from 10 sources:
www.cga.ct.gov/…/chap_742d.htm · code.dccouncil.gov/…/2 · delcode.delaware.gov/…/index.html · data.capitol.hawaii.gov/…/HRS_0481-0009_0005.htm · www.ilga.gov/…/Articles · www.mass.gov/…/940-CMR-3800-unfair-and-dece · ndlegis.gov/…/t51c37.pdf · www.nysenate.gov/…/527-A · law.lis.virginia.gov/…/section59.1-207.46 · legislature.vermont.gov/…/02454a
|
Manual check
outside flow |
manual verification only
No signal can reach this. It is listed in every report and never counted as a finding. |
Other frameworks these checks relate to
A single observation frequently relates to several states at once. These are the other jurisdictions named by the same checks.
- California
- Colorado
- Connecticut
- District of Columbia
- Delaware
- Hawaii
- Illinois
- Massachusetts
- Maine
- Minnesota
- North Dakota
- Virginia
- Vermont
Every rule in the matrix · What this scanner cannot see · Run a scan scoped to New York